CONGRATULATIONS! This weekend was a success! You downloaded my Open House Guide, found your dream home at an open house, met a wonderful Realtor, and now are wondering how how exactly will you be able to buy it.  Are these questions running through your mind? What type of home loan? How much money down? Do I qualify for a lower interest rate/less money down?!

I understand, before I bought my home 6 years ago, I had no idea what types of home loans I would qualify for or what the options were for each loan.  It was not until I became a Realtor, the fall after buying my home, that I was introduced to the types of loans that fit many different types of financial and background scenarios.   A licensed mortgage broker will walk you through the specific home loan options you may be qualified for based on your own personal scenario. To help navigate the home loan “waters” I put together a quick guide for your review.

Don’t know a mortgage broker?  I would love to put you in touch with the mortgage professionals I have worked with.

PS. If you did not meet an amazing Realtor in Monmouth County or Ocean County, NJ, I’d love to help!

Type of Loan data source, Weichert Financial site: